Car insurance policies may also have limits on coverage amounts.
Discounts on car insurance premiums may be available for safe driving or multiple policies.
Failure to maintain car insurance coverage can result in fines or legal penalties.
Car insurance companies may deny claims if the insured individual was driving under the influence of drugs or alcohol.
Car insurance policies may also offer discounts for things like anti-theft devices or safety features on the car.
Car insurance policies may be more expensive for individuals who have had multiple accidents or traffic violations.
Car insurance can also help pay for injuries sustained in a car accident.
Car insurance companies may investigate claims to determine the cause of an accident or the extent of damage to a car.
Comprehensive insurance covers damages to the insured vehicle from non-collision events, such as theft or natural disasters.
Car insurance policies may also include terms that require individuals to cooperate with the insurance company during the claims process.
Car insurance policies may also include coverage for damage to property other than vehicles, such as buildings or fences.
Car insurance policies may include exclusions for certain types of accidents or damages.
The process for filing a car insurance claim can vary depending on the insurance company and the circumstances of the claim.
Car loans are often accompanied by a contract that outlines the terms of the loan.
Liability insurance is the most basic form of car insurance and covers damages to third-party vehicles and injuries to third-party individuals.
The cost of car insurance can also vary depending on the driver's age, gender, and driving history.
Sports cars and luxury vehicles typically have higher insurance rates than standard vehicles.
Car insurance policies may also include terms that prohibit individuals from using their vehicle for certain types of activities, such as racing or off-roading.