
Comprehensive insurance is a type of car insurance that covers damage to a car caused by factors other than an accident, such as theft or weather damage.

Car insurance policies may have different coverage limits for different types of accidents or damages.

Underinsured motorist insurance is a type of car insurance that provides coverage in the event that the other driver in an accident has insufficient insurance coverage.

Underinsured motorist coverage protects against damages caused by a driver who has insufficient insurance coverage.

Uninsured motorist insurance is a type of car insurance that provides coverage in the event that the other driver in an accident is uninsured.

Fixed interest rates on car loans do not change over the life of the loan.

Collision insurance covers damages to the insured vehicle in case of an accident.

Car loans are often used to purchase new or used vehicles.

Variable interest rates on car loans can fluctuate based on market conditions.

Gap insurance covers the difference between the value of a car and the amount owed on a car loan.

Car loans can be used to purchase both new and used cars.

Car insurance can cover damages to the insured vehicle as well as third-party vehicles.

Car insurance policies may exclude coverage for certain types of vehicles, such as motorcycles or boats.

Car insurance companies may investigate claims to verify the accuracy of the reported damages.


Car loans are often accompanied by a contract that outlines the terms of the loan.

An unsecured car loan does not require collateral, but may come with higher interest rates.

Car insurance policies may have exclusions or limitations on coverage, so it's important to read the policy carefully.


Car insurance can also help pay for injuries sustained in a car accident.
Car insurance policies may include add-ons such as roadside assistance or rental car coverage.