
Car insurance policies may also exclude coverage for damages caused by pets or other animals in the vehicle.

Underinsured motorist insurance is a type of car insurance that provides coverage in the event that the other driver in an accident has insufficient insurance coverage.

Car insurance policies may include add-ons such as roadside assistance or rental car coverage.

Car insurance policies must be renewed periodically to maintain coverage.

Car insurance policies may offer additional coverage for things like roadside assistance or towing.

Car insurance companies may offer discounts to individuals who install anti-theft devices in their vehicles.


Liability insurance is the most basic form of car insurance and covers damages to third-party vehicles and injuries to third-party individuals.

Car insurance companies may offer discounts to individuals who complete defensive driving courses.

A car loan may be refinanced if the borrower is able to secure a better interest rate.

Car insurance policies may also exclude coverage for damages caused by natural disasters, such as floods or earthquakes.

A higher deductible typically results in a lower monthly insurance premium.

Car insurance companies may offer discounts to members of certain organizations or professions.

Car insurance policies may also require individuals to notify the insurance company if someone else will be driving their vehicle.

Car insurance policies typically have a term of six months or one year.

Car insurance policies may exclude coverage for certain types of vehicles, such as motorcycles or boats.

Car loans can have fixed or variable interest rates.

A secured car loan is backed by collateral, usually the car itself.

Higher deductibles on car insurance policies typically result in lower premiums.

Car insurance companies may deny claims if the insured individual was driving under the influence of drugs or alcohol.
Car insurance policies may be more expensive for individuals who have had multiple accidents or traffic violations.