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Car Insurance 101: What Your Policy Should Cover

Car insurance companies may also offer discounts to individuals who drive fewer miles per year.

Car insurance can help pay for damage to a car in the event of an accident.

Car insurance may be required by law in some states or countries.

Higher deductibles on car insurance policies typically result in lower premiums.

Car insurance can also cover medical expenses and liability in case of injury or death.

The monthly payments on a car loan are typically made over the course of the loan term.

Car insurance is a type of coverage that protects against financial loss in case of an accident.

Car insurance policies can vary in terms of coverage and cost.

A down payment for a car loan is usually a percentage of the total cost of the car.

Car loans can be obtained from banks, credit unions, and other financial institutions.

Car insurance companies may offer discounts to individuals with good credit scores.

Car insurance companies may deny claims if the insured individual was driving under the influence of drugs or alcohol.

Car insurance may also provide coverage for rental cars and other vehicles.

Car insurance policies may have exclusions or limitations on coverage, so it's important to read the policy carefully.

Car insurance policies may include exclusions for certain types of accidents or damages.

The process for filing a car insurance claim can vary depending on the insurance company and the circumstances of the claim.

Collision insurance covers damages to the insured vehicle in case of an accident.

Car insurance policies may also have a maximum limit on coverage amounts.

Car loans are a type of financing that enables individuals to purchase a vehicle.

Car loans can be used to purchase both new and used cars.

Car insurance policies may also include terms that limit coverage for drivers with certain medical conditions.