
Car insurance companies may deny claims if the insured individual was driving under the influence of drugs or alcohol.

Car insurance companies may also offer discounts to individuals who drive fewer miles per year.

Car insurance companies may require individuals to provide proof of insurance when registering their vehicle with the state.

Car insurance policies may also exclude coverage for damages caused by pets or other animals in the vehicle.

Car insurance companies may offer discounts to individuals who bundle multiple insurance policies with them.

A down payment is often required for a car loan.

Failure to maintain car insurance coverage can result in fines or legal penalties.

Car loans usually come with interest rates that vary depending on the lender and the borrower's credit score.

Car insurance companies may also require that certain repairs be made to a car before a claim is paid.


Car insurance companies may investigate claims to determine the cause of an accident or the extent of damage to a car.

Liability insurance is the most basic form of car insurance and covers damages to third-party vehicles and injuries to third-party individuals.

Car insurance companies may offer discounts for things like safe driving or multiple cars insured under the same policy.

The cost of car insurance can vary depending on the type of car being insured.

Sports cars and luxury vehicles typically have higher insurance rates than standard vehicles.

Car insurance companies may offer discounts to individuals with good credit scores.

Car insurance companies may offer discounts to individuals who have multiple vehicles insured with them.

Car insurance policies may also include a waiting period before coverage begins.


Collision insurance covers damages to the insured vehicle in case of an accident.
Car insurance can also cover medical expenses and liability in case of injury or death.