
Car insurance policies may include terms that prohibit individuals from lending their vehicles to others.

Car insurance policies may require individuals to report accidents or incidents promptly.

Car insurance deductibles are the amount that the insured individual must pay before insurance coverage kicks in.

Liability insurance is the most basic form of car insurance and covers damages to third-party vehicles and injuries to third-party individuals.

Car insurance policies may have different coverage limits for different types of accidents or damages.

An unsecured car loan does not require collateral, but may come with higher interest rates.


Car loans can have fixed or variable interest rates.

Car insurance can be obtained through insurance companies or through a car dealership.

Car insurance premiums are based on a variety of factors, including age, driving history, and location.

Car insurance companies may investigate claims to determine the cause of an accident or the extent of damage to a car.

Car insurance companies may offer discounts to members of certain organizations or professions.

Car insurance companies may also require that certain repairs be made to a car before a claim is paid.

Car insurance premiums can be paid in full or in installments.

Car insurance policies may exclude coverage for certain types of vehicles, such as motorcycles or boats.

Collision insurance covers damages to the insured vehicle in case of an accident.

Comprehensive insurance covers damages to the insured vehicle from non-collision events, such as theft or natural disasters.

Car loans usually come with interest rates that vary depending on the lender and the borrower's credit score.

The monthly payments on a car loan are typically made over the course of the loan term.

Car insurance companies may offer discounts to individuals who bundle multiple insurance policies with them.