Car insurance companies may investigate claims to verify the accuracy of the reported damages.
Car insurance policies may also include terms that prohibit individuals from using their vehicle for certain types of activities, such as racing or off-roading.
Liability insurance is the most basic form of car insurance and covers damages to third-party vehicles and injuries to third-party individuals.
Underinsured motorist insurance is a type of car insurance that provides coverage in the event that the other driver in an accident has insufficient insurance coverage.
Sports cars and luxury vehicles typically have higher insurance rates than standard vehicles.
Car insurance policies may include terms that limit coverage for drivers under a certain age or with certain driving experience.
Failure to maintain car insurance coverage can result in fines or legal penalties.
Car insurance may also provide coverage for rental cars and other vehicles.
Car insurance policies typically have a term of six months or one year.
Car insurance policies must be renewed periodically to maintain coverage.
Car insurance rates can vary widely depending on the type of vehicle insured.
Car insurance can be obtained through insurance companies or through a car dealership.
Car loans can be used to purchase both new and used cars.
Car insurance companies may also require that certain repairs be made to a car before a claim is paid.
The process for filing a car insurance claim can vary depending on the insurance company and the circumstances of the claim.
Underinsured motorist coverage protects against damages caused by a driver who has insufficient insurance coverage.
Variable interest rates on car loans can fluctuate based on market conditions.
A down payment for a car loan is usually a percentage of the total cost of the car.
